Home, Personal & Business loans with the best rates, minimal paperwork, and disbursal in days — not weeks. Talk to Ranvir Singh and get the right loan for your needs.
Get Free Consultation →Three simple products, one trusted advisor. Pick what you need and we'll handle the rest.
Get a decision in 24–48 hours, not weeks of waiting.
We handle the documentation so you don't have to chase forms.
Competitive interest rates negotiated across multiple lenders.
Ranvir Singh personally guides you through every step.
Tell us what loan you need and how much. Takes 2 minutes.
We compare offers from multiple lenders and find your best fit.
Minimal paperwork — we help you with every form and ID.
Approval in days, disbursal straight to your bank account.
Get a free, no-obligation consultation. We'll review your needs and find the right loan product for you.
Fill in your details and Ranvir will call you within 24 hours.
Slide to your loan amount and tenure — see exactly what you'll pay each month.
Same loan, very different experience.
| Feature | Urban Money | Direct Bank |
|---|---|---|
| Interest rate comparison across lenders | ✓ Yes | ✗ One bank only |
| Approval time | 24–48 hours | 2–4 weeks |
| Documentation help | ✓ End-to-end | Self-service |
| Personal advisor | ✓ Ranvir Singh | Branch staff |
| Processing fee negotiation | ✓ Negotiated | Standard |
| Cost to you | Free consultation | Your time + travel |
It depends on your income, existing obligations and credit score. Home loans typically go up to 80% of property value; personal loans up to ₹25 Lakhs; business loans up to ₹50 Lakhs. Share your details and we'll tell you exactly what you qualify for — no obligation.
PAN, Aadhaar, last 3 months' salary slips or ITR, last 6 months' bank statement, and address proof. For home loans, property documents too. We help you put the file together — most customers finish documentation in under an hour.
Most approvals come within 24–48 hours of a complete file. Disbursal follows in 3–7 working days depending on the lender and product. Personal loans are usually fastest; home loans take a bit longer because of property verification.
No. Our initial eligibility check is a soft enquiry and does not impact your CIBIL score. A hard enquiry only happens after you formally apply with a specific lender — and we only do that once you've picked the best offer.
No. The consultation, rate comparison and documentation help are completely free. We earn a small referral commission from the lender only after your loan is successfully disbursed — never anything from you.
Yes. If you have an existing home, personal or business loan at a higher rate, we can move it to a lender offering a lower rate — often with a top-up amount too. Share your current loan details and we'll show you the savings.
Walk away anytime — no commitment to take a loan.
Consultation, comparison and documentation help — all free.
Your details stay private. We only call about your loan.
256-bit encryption. Your data is never sold or shared.